US Citizens Visiting the States from Abroad

Many US citizens living abroad make planned visits to the States from time to time to visit family and friends.  Many of these people have established their lives outside the United States and may be covered by national health insurance.  This means that a visitor to the U.S. usually will not have health insurance. A travel medical policy is necessary just as it is for a US citizen visiting another country.

The problem is that many insurance companies consider a U.S. citizen visiting the U.S. as visiting their home country and will not insure them.

Some insurance companies will consider the resident country as the home country. For instance, a US citizen living in England will be considered by one company as a resident of England and have coverage in the States. A second insurance company will not cover the same person in the States because they are a US citizen regardless where they reside.

The lesson is to be careful when you buy travel medical insurance to be sure your coverage is correct.

We are pleased to provide you with a plan designed for U.S. citizens who are residing abroad and in need of coverage for their trips back to the U.S. You can download the brochure, get a quote, and apply for coverage online here.