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GLOBAL MEDICAL INSURANCE^SM

To see a pdf version of the complete Global Medical Insurance brochure, click on the brochure. Global Medical InsuranceSM is a long-term, annually renewable, US- style major medical insurance plan designed to provide worldwide coverage to US expatriates and non-US citizens.

US citizens must leave the US on their effective date and plan to reside abroad for at least six months. Non-US citizens may reside anywhere including their home country, although certain eligibility requirements may apply to non-US citizens permanently residing in the US.

You also have the option of adding Global Term Life Insurance^SM and Global Daily Indemnity^SM to your Global Medical Insurance coverage.

Global Term Life Insurance

• Global Term Life Insurance provides protection for your family at the time of a traumatic loss and is available with no additional underwriting. This coverage is available for a standard annual premium of $240 and includes an Accidental Death and Dismemberment benefit.

Global Daily Indemnity

• Global Daily Indemnity pays you US$100 for each covered overnight hospital stay other than those related to pregnancy.

Lifetime Eligibility

Individuals covered by the Global Medical Insurance plan by their 65th birthday who maintain continuous coverage to age 75 are eligible for IMG's Global Senior Plan^SM.