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International Employee Insurance

Are you seeking global employee benefit solutions for your employees and expatriates working for European multinationals? InternationalBenefits.com has got the right solutions to meet your specific needs!

We provide a complete range of life insurance products and pension funds throughout the world (knowing that the insurance taker must be located in Europe ):

• a comprehensive Employee Benefit solution for expatriate employees of European multinational companies;
• a tailor-made solution for pan-European pension funds through a whole range of actuarial services.

Our product offer for expatriates

We provide tailor-made solutions to meet your specific employee benefit needs for expatriate employees employed by companies based in the EU or Switzerland and working around the world.

1.     Pensions
Our Pension Plan invests in a broad range of investment funds managed by an Asset Management company. Our Pension Plan offers maximum flexibility:

• retirement age and level of contributions according to staff categories;
• option to transfer pension reserves from previous employers;
• no entry fees.

2.     Life
Our Life Insurance is valid throughout the world and covers all causes of death with guarantees according to the policyholder's marital status and number of children.

3.     Economic disability
70% of the last salary is guaranteed in the event of disability due to accident or illness, valid for any workplace worldwide.

4.     Medical expenses
Reimbursement of medical expenses as well as repatriation of the employee and his/her family.

Our specialists provide assistance throughout the process:

• we help you decide on the appropriate levels of benefits;
• we draw up the contract and keep your expatriate employees properly informed;
• we train your HR department;
• we advise your expatriate employees, if they leave your employment; we update the benefits annually.

Our product offer for Pan-European Pension Funds

Since 2003, pan-European pension fund regulations allow 25 000 multinational companies across Europe to offer secure and flexible global solutions to their employees.

With this in view, we provide a full range of pension fund services to European companies.

Following the European Pension Directive governing the activities and supervision of Institutions for Occupational Retirement Provision (IORP) and its transposition into national laws, we offer European companies tailored solutions:

• International Benefits will analyse your specific situation (cross-border affiliations, pension schemes, etc.);
• International Benefits will work out the most appropriate solution for you (assep, sepcav, "umbrella" pension fund, etc.) to support your pension schemes;
• International Benefits will coordinate operations to set up your pension fund (supervision, custody, asset management, liability management, insurance, audits);
• International Benefits will handle the official registration with the relevant Authorities;
• International Benefits will manage the day-to-day administration and the operational follow-up of your pension fund, and issue annual statements;
• International Benefits can handle the liability management of your pension fund;
• International Benefits can refer you to internal or outside partners for related services (custody, asset management, insurance);
• International Benefits can provide actuarial consulting (ALM, IAS19, etc.) on request.